Buying life insurance is one of the most important and confusing financial decisions you can make. Many people get overwhelmed by the process of purchasing life insurance and end up without the coverage their family needs or they simply settle for an "easy" solution they don't really understand. The Inheritance Network has created a three-step solution for purchasing life insurance.
The first step is calculating how much life insurance coverage you and your family need. Every family has a unique answer to this question, because every family is unique. Some families won't need any coverage, and some families will need millions of dollars of coverage. Of course, most families fall somewhere in the middle. Our Insurance Needs Calculator can help you determine the right amount of coverage for you and your family.
The second step is determining what type of life insurance can best provide the coverage. This process can be very challenging because there are so many different types of life insurance. It is important to understand the basic varieties of life insurance, including the benefits and risks of each type. Finally, once you know what type of life insurance your family needs, you can begin the third step, which is obtaining the best price for your life insurance needs. Comparison shopping can be difficult, especially when you factor in matters like the financial stability of the insurance provider and "estimated" cash values and other figures that are based on assumptions that are all but certain to be incorrect.
The Inheritance Network has designed this site to help you decipher the life insurance code, determine the type and amount of life insurance you really need (if any) and make the best life insurance choice for you and your family.